Chapter 7

Erase Debt - Green ButtonFor a Chapter 7 attorney that you can trust to provide you with knowledgeable guidance, visit the with attorney David Kingsbury. We are conveniently located in Apple Valley, MN.  Telephone conferences are also available.  We understand how stressful it can be when you’re unable to pay your debt, and we are ready to help you with the right solution.

If you have been trying to pay down your debt but circumstances have made you fall too far behind to catch up, it’s time to consider your options.  Mr. Kingsbury has a great deal of experience in Chapter 7 bankruptcy law and will help you make sense of what’s going on and how to find some solutions to those problems.  Filing bankruptcy is a serious decision, but sometimes it’s the only way to keep you and your family safe and protected.

Debt this type of bankruptcy can help eliminate includes:

  • Credit card bills
  • Medical bills
  • Personal loans or unsecured lines of credit
  • Money still owed on repossessed property (auto loans or second mortgages)
  • Judgments debt
  • Some income taxes

Most people are concerned about losing property when they file bankruptcy.  They needn’t be.  While in some circumstances it is possible to lose some property in bankruptcy cases it is fairly uncommon. The bankruptcy laws allow you to protect a certain amount of value in property for things like pensions, vehicles, home equity, household goods and furnishings, etc.   We will go over all of the details with you during your initial consultation and advise you of your rights.   We’ll also give you some strategy to use.  Pre bankruptcy exemption planning is important in some cases.  Mr. Kingsbury provides a good, solid case analysis and by the time you’re done meeting with him you’ll know if it will work for you, what’s the best way to go and what you should do (or not do) before you file your case to get the best result from the bankruptcy laws.  *Don’t forget to check out the “Do’s and Don’ts” page on this website.

If you need an Chapter 7 attorney in the Apple Valley, MN area the help you are looking for is at the Law Offices of David Kingsbury. Here you will always get honest and focused legal guidance. We are close by and ready to talk to you. Call today at (952) 432-4388 to speak with Mr. Kingsbury today.  He has personally filed over 8,000 bankruptcy cases and he can help you with yours.   Our fees are fair and the consultations are free for consumer cases.

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